There are many versions of the credit score.  FICO is the most recognized and used; However, there are many versions of the FICO score as well.  Be careful about what you think is your score, since it will be different if you check it from another source, even on the same day.  The biggest variations occur when you purchase your credit score directly with Transunion or Experian, since they do not sell you the FICO score.  At Credit Maximized, we will provide strategies to increase your score no matter where you get it.  If you plan to compare your before and after score, make sure it is generated from the same source before and after.  Furthermore, the only score that matters is the one generated from the company that you apply with.  For more information, or to get started, click here.